Below are some of the companies that will work for you to get your own merchant account as well as some companies make it possible to profit from credit card orders without having a merchant account.

Wells Fargo Bank
wellsfarg.com, I have a friend that got a merchant account through Wells Fargo. They seem to be treeing him fairly, and the didn’t charge him an arm and a leg for their services.

Merchants Choice Card Services

The.Emporium.net, I just had to include this one. Branches Mall has a web page for referring prospects to Card Service International j(a very well-known company in this industry). On their webs page they state: “Everyone qualifies- even if you have been turned down before. Home business, internet business or new business, no exceptions and no application fee.” They further go on to state: “Everyone qualifies and will be approved regardless of credit history.” In odder to gets this “guaranteed acceptance” you have to inform CardsSesrvice Intl. That you were referred by Branches mail. I have a hard time believing this guarantee, but hey, it’s worth a shot.

EMS Global / Sheila Dazing

charge.Com, I really resisted putting this resource in here, because tier processing equipment and/or software costs so much. Just for comparison, I think my friend that got his account through Wells Fago paid about $350 for his software-this company wants $995 for theirs software. I’m sure Ms. Dazing gets a healthy chunk of ha ads her referral fee. However, they are one of the firs companies to do this, and hey do seem to have success in securing merchant accounts for those who don’t mind paying the exorbitant price.

Teleflora CrreditLine

creditline.com, 321-2654 ext 4534, This company has been highly recommended by a number of people They supply LOT of people with merchant accounts. They don’t publish their rates, but I’ve been told they are very reasonable. Contac them for a quote. You may be pleasantly surprised.

COSTCO
If you have a Costco Store nearby consider theirs offer for An Executive membership account. It comes as a basket of small business services including group medical, auto and home insurance and rebase on real estate transactions. Merchant credit card services are part of this. It’s and upgrade of membership that costs $100/yr rather than the regular $30/yr. you can they use any of these additional business services.

OK beer’s the deal on credit card processing: No monthly fees and a 2.14% rate plus $0.15 each on Internet transactions. (1.59% rate if you physically have and can swipe the card). Rent or buy the software (I don’t have pries on this). Available to new or existing businesses. Offers Visa add MasterCard.